How Tech Innovations are Disrupting Affordable Housing in Kenya

Affordable Housing in Kenya

Affordable Housing in Kenya is the recent investment niche that caters to a large number of prospective and existing investors. Technology has enabled an end-to-end investment solution by providing the tools to respond to the needs in the real estate sector, hence the disruption.

The biggest challenge has been financing because of limited resources, the cost involved with the building and acquisition of properties. There have also been other challenges like industry mistrust and approvals delays.

Several technological innovations have disrupted the affordable housing market in Kenya in recent years. These innovations have brought about new ways of building, financing, and managing affordable housing, making it more accessible to low and middle-income households.

Here are a few examples:


Crowdfunding has become an increasingly popular way to finance affordable housing projects in Kenya. Some platforms allow individuals and groups to pool their resources together to fund housing projects. This has made it possible for more people to participate in the affordable housing market and has helped to bridge the financing gap that often exists in this sector.

Mobile technology:

Mobile technology has been instrumental in disrupting the affordable housing market in Kenya. Apps like M-Pesa have made it easier for people to make payments and transfer money, making it easier for individuals to purchase and finance affordable housing. Additionally, mobile technology has also made it easier to connect buyers and sellers, for example, Naivera is allowing more people to access affordable housing opportunities.

Green building technology:

Green building technology has become increasingly popular in Kenya due to its environmental and cost-saving benefits. This technology incorporates sustainable building materials, energy-efficient systems, and other features that help to reduce energy consumption and overall costs.

Overall, these technological innovations have disrupted the affordable housing market in Kenya by making it more accessible, affordable, and sustainable. As technology evolves, we can expect to see even more disruption and innovation in this space.

As Charles Nyandia, the CEO of Naivera said in a conversation with Kelvin Nyakundi at KTN News on the Business Today Show, “No amount is too little to invest”

Listen in to the whole conversation HERE as you take advantage of the advancement in technology to create passive income today.

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