The recent Africa Climate Summit, jointly convened by the African Union and the Government of Kenya, served as a rallying point for leaders and stakeholders from across the continent to tackle the significant challenges presented by climate change. The theme of the event was “Driving green growth and climate finance solutions for Africa and the world.”One key takeaway from this summit is the...

A retirement plan where you are wealthy instead of struggling with financial constraints is a universal aspiration. While there are numerous investment avenues to explore, real estate stands out as a proven and reliable strategy for building and safeguarding wealth.In Kenya, a country known for its economic dynamism and vibrant real estate market, most people are yet to use this key to securing a...

Women empowerment comes in various forms. Investing is one of the main ways of financial growth and independence, but it comes with underlying risks. In recent years, Kenya has witnessed a significant rise in women breaking barriers and making a mark in various industries. Women are increasingly taking charge of their financial security. One investment area that stands out is the real estate sector where...

Despite economic challenges, the country has experienced steady GDP growth in recent years. However, factors such as the fading low base effect and severe droughts have impacted economic performance, leading to reduced loan demand and increased non-performing loans (NPLs). To address these challenges, Cooperatives must adopt a holistic approach to risk management. Here are key insights and actionable steps...

In a remarkable demonstration of unity and a shared commitment to empowering young girls, the Pad a Princess event, organized by Nancy and held in Laikipia County, brought together various organizations and girl students. The event left an indelible impact on these young girls, providing them with sanitary pads and valuable education on menstrual hygiene. This event, generously sponsored by...

On April 29th, 2023, the Membley Star Heights apartment building groundbreaking ceremony was celebrated in Ruiru. The event organized by Naivera was attended by existing clients, government officials, real estate developers, and investors. The 9-level building is located in Ruiru, near Tatu City, Thika Road Superhighway, Opposite Membly Estate, and just 200M from the Dual Carriage- Eastern...

What is Affordable Housing? Affordability is relative. When we talk of Affordable housing, it depends on the population segment of people you are focusing on and their income. The Center for Affordable Housing and Finance (CAHF) defines affordability as any house between Ksh. 900K-3M. As Naivera, our formula for describing Affordable Housing is any investment with a payback period of not more than 10...

Technology Trends in Real Estate have been in development over time. The availability of portable technological devices has impacted different industries in Kenya and globally generally. Technology has advanced in many ways and it has revolutionized every industry including the real estate industry. Real estate technology called PropTech has transformed Real estate operations and selling. The goal of...

Affordable Housing in Kenya is the recent investment niche that caters to a large number of prospective and existing investors. Technology has enabled an end-to-end investment solution by providing the tools to respond to the needs in the real estate sector, hence the disruption. The biggest challenge has been financing because of limited resources, the cost involved with the building and acquisition of...

Have you ever received a phone call asking you to tell someone you know to pay their loan? Why? Probably because you were their loan guarantor for a particular instance in your membership. Loan guarantors make the lending system in a Sacco possible. The essence of guarantors in a Sacco is to manage the risk by spreading it to several members. Being a guarantor is committing to protect Sacco’s assets...